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Simply fill out an application to get started today!

• » Short Form Application
• » Full Application

1. The short form application gets you started with your loan application today.  Your information will be reviewed by a Mortgage Consultant and they will contact you within 24hrs to determine additional items that may be needed to complete your loan application. The information you provide Loan America will not be formally submitted by Loan America.
2. The full application means apply online or by phone 1-800-667-0486. This application is a formal submission for a credit decision. Once your Mortgage Consultant receives your application, you’ll be contacted for the documentation (W2’s, paycheck stubs, and bank statements) needed to process your loan. Your credit report will be ordered and once you have provided the requested documentation, your application will be processed. The information you provide Loan America will be formally submitted by Loan America for a credit decision. Once your loan application is fully approved, the loan documents are signed and all closing conditions are satisfied, we'll disburse your loan proceeds, usually within 14-21 days.